UOB Average Daily Balance Calculator

This calculator is built to calculate the average daily balance for UOB One Account to maximize interest and know your monthly average balance. To use this, login to your UOB Internet Banking via desktop, click onto the account you want to view, click the download button beside current month.

For newly opened accounts, the output will not be accurate unless the account is opened on 1st of the month.

Certain months where 1st is a public holiday or sunday, the output will not be accurate if you do any transfers the day prior, i.e. Saturday night. It's either user have to submit 2 months of statement to be able accurately calculate them. I find it too much work for that therefore made an option to let user edit the balance by themselves. eg. For 1 Sep 2024 which falls on a Sunday, the balance on the 1 Sep 2024 is taken from 31 Aug 2024 at cut off timing around 10.45pm.

To input the correct figure, user can login to their UOB Internet Banking and click into their account, change from current month to previous month and take the balance on the very first row.